Mark A. Calabria, Ph.D.
Director, Financial Regulation Studies
"Mortage Reform Under Dodd-Frank: Cosmetic or Constructive?"
How have mortgage reform standards evolved in the regulatory process and what will be their likely impact on the residential mortgage market? Dr. Calabria will discuss the subject of residential finance, generally thought to have played a prominent role in the recent financial crisis. The Dodd-Frank Act contains a variety of provisions aimed at reforming the mortgage market. Foremost among these are the Qualified Mortgage (QM) and Qualified Residential (QRM) standards.
Mark A. Calabria, Ph.D. is Director of Financial Regulation Studies at the Cato Institute. Before joining Cato in 2009, Dr. Calabria spent seven years as a member of the senior professional staff of the U.S. Senate Committee on Banking, Housing and Urban Affairs. In that position, he handled issues related to monetary policy, housing, mortgage finance, economics, banking and insurance for Senator Richard Shelby (R-AL). During his service on Capitol Hill, Calabria drafted significant portions of the Housing and Economic Recovery Act of 2008, which established a new regulatory regime for the government sponsored enterprises (Fannie Mae and Freddie Mac).
Reservations open through Wednesday, 9-17-14
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