Vice President and Chief Economist
"Housing & Mortgage Finance Outlook"
The housing market appeared to have stalled over the winter after a two-year pickup in home sales, housing starts, and house prices. Has the market picked up this spring? What is the outlook for the coming year, in the light of further upticks in mortgage rates and house prices?
Frank E. Nothaft was appointed to the position of chief economist in December 2001 and vice president in March 2004. In this position, Nothaft is responsible for forecasts, research and analysis of the macroeconomy, housing and mortgage markets. Nothaft is also involved in affordable lending analysis and policy issues affecting the housing finance industry. A widely quoted expert on housing and economic issues, Nothaft makes frequent appearances in both local and national media outlets.
Prior to being named chief economist, Nothaft served as deputy chief economist for Freddie Mac from 1988, and as a senior economist from November 1986. Before coming to Freddie Mac, Nothaft was an economist with the Board of Governors of the Federal Reserve System from 1983 until 1986, where he served in the mortgage and consumer finance section and as the assistant to Governor Henry C. Wallich.
Nothaft holds a Ph.D. in economics from Columbia University and a B.A. cum laude in mathematics and computer science from New York University. Nothaft is past president and current member of the Board of Directors of the American Real Estate and Urban Economics Association and a past Board member of the Financial Management Association. He currently serves on the Advisory Board of the Real Estate Research Institute.
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